Everybody remembers the thrill of getting on the highway for the primary time as a brand new or learner driver. There’s nothing fairly like that feeling of freedom or the sense of journey that awaits. Really buying your new automobile generally is a little tricker, although; there’s a lot data on the market, it’s pure to really feel somewhat overwhelmed or confused. We’ve all been there, so Liberty Insurance coverage have put collectively 5 key questions that may allow you to slender down your selections – and be sure you get one of the best begin to your driving life.
New or Second-hand?
For most individuals, the primary automobile they purchase is often used, and even perhaps a variety of years previous. Second-hand automobiles are usually extra reasonably priced, as automobiles depreciate extra of their first couple of years on the highway. A used automobile additionally means you don’t have to fret an excessive amount of about getting the odd scratch on the paintwork – most automobiles will choose up a few bangs and bruises over time.
If in case you have a better finances, there are advantages to purchasing a brand new automobile too, which might embody a guaranty, service pack, or low rates of interest on loans. It pays to go to your native dealership and take a look at nationwide shopper recommendation guides to be sure you purchase the precise automobile for you and your circumstances.
Guide or Automated?
For a very long time, many of the automobiles in Eire had handbook transmission, i.e., a gear stick you needed to manually transfer to information the automobile up and down its gears. Lately, automated transmission – the place the automobile strikes itself by means of the gears – has change into way more common. There are a selection of causes for this: automated automobiles are extra snug to drive in visitors, and plenty of take into account them simpler for learner drivers to make use of, as they keep away from the widespread challenges of beginning on a hill or reducing out at visitors lights.
Nevertheless, it’s necessary to keep in mind that automated automobiles are often dearer to buy, and older fashions could be much less environment friendly to drive too. Crucially for novice drivers, a profitable driving check in an automated automobile means you possibly can drive solely automobiles with automated transmission, whereas a profitable driving check in a handbook automobile means you possibly can drive each. Converse to your driving teacher to be taught extra about each choices.
Diesel, Petrol, Electrical or Hybrid?
How we gas our automobiles is a giant matter of dialog as of late, for environmental and monetary causes. A lot can rely in your private preferences, your annual mileage and your buying and fuelling finances. Whereas we’ve come a great distance by way of charging stations in Eire, the place you reside might need a bearing in your selections too.
The Society of the Irish Motor Business (SIMI) reported that new electrical automobile registrations reached their highest month on file in January of 2022*, which signifies that there needs to be extra electrical automobiles (EVs) filtering right down to the used automobile market over the following couple of years. Within the meantime, the Sustainable Power Authority of Eire (SEAI) has quite a lot of good data that may allow you to slender down your selections and work out what’s the most suitable choice for you.
Mini or Minivan?
Like folks, automobiles are available all styles and sizes, and it’s necessary that you simply take the time to decide on the precise one for you. A number of learner or newly-qualified drivers want to begin small, in order that they’re not feeling beneath an excessive amount of stress when navigating slender streets or squeezing into tiny parking areas.
Nevertheless, relying in your commute, household measurement or private choice, you may determine to maneuver up by means of the fashions – speaking to a salesman in a automobile dealership will assist you determine the precise automobile for you. In case you often use a wheelchair, a pram, a bicycle or a set of golf golf equipment, it may be a good suggestion to deliver it with you to the automobile showroom to see if it suits within the automobile’s boot. If it doesn’t, you understand it’s most likely not the automobile for you.
Third Get together Solely, Third Get together Fireplace & Theft or Absolutely Complete?
All drivers, whether or not they’re learners, newly-qualified, or skilled, need to have motor insurance coverage. Most individuals will select between Complete, Third Get together Fireplace and Theft or Third Get together Solely insurance coverage, nevertheless it’s not all the time clear which is the most suitable choice for you. Each insurance policies provide safety and peace of thoughts, however one may swimsuit you greater than the opposite, relying in your circumstances, your finances and your automobile. The Competitors and Shopper Safety Fee is a superb useful resource that can assist you evaluate the 2 coverage choices.
An important factor is to get automobile insurance coverage you possibly can belief. Accidents can occur to anybody, and when issues go mistaken, you’ll need somebody in your nook. Discover an important worth automobile insurance coverage in Eire with a quote from Liberty Insurance coverage.
No matter you select to drive, and wherever you favor to go, Liberty Insurance coverage is right here for all motorists, together with learners and newly-qualified drivers. Life’s sophisticated – however your automobile insurance coverage doesn’t need to be.
*Appropriate as of 28/02/2022.
This text has been written and supplied by Liberty Insurance coverage. #advert
